The Affordable Care Act

Committee Democrats believe that every American should have access to affordable, high-quality health care.

The enactment of the Affordable Care Act (ACA) in 2010 was an important step toward improving the quality of care and expanding access to coverage for every individual and their family. Because of the Affordable Care Act:

  • If you are a young adult, you can now stay on your parents' health plan until your 26th birthday, if you do not have coverage of your own.
  • If you an eligible small businesses, you may be able to receive tax credits if you choose to offer coverage to your employees through the small business marketplace - covering up to 50 percent of the cost of coverage. 
  • Your insurance company can no longer place a lifetime limit on your coverage. 
  • Under Medicare Part D, you will receive a 50 percent discount on brand-name drugs. 
  • You can no longer be dropped from coverage by your insurance company simply because you get sick.
  • Insurance plans are required to provide essential health benefits, such as preventative services and mental health support.