What We All Have in Common

Who is forced to pay more for less under TrumpCare? Everyone. While Republicans jammed their harmful TrumpCare bill though the House without an updated CBO score and without holding a single hearing, every American, including those with employer-based coverage, would be harmed by the consequences of the legislation:

New York Times: G.O.P. Bill Could Affect Employer Health Coverage, Too

"About half of all Americans get health coverage through work. The bill would make it easier for employers to increase the amount that employees could be asked to pay in premiums, or to stop offering coverage entirely. It also has the potential to weaken rules against capping worker’s benefits or limiting how much employees can be asked to pay in deductibles or co-payments.”

“Employers who do not offer insurance to their full-time workers would no longer be fined.”

“Employers would also be freed from penalties if their insurance did not meet a certain affordability standard for their workers; that could mean charging workers a larger share of insurance premiums.”

Wall Street Journal: GOP Health Bill Jeopardizes Out-of-Pocket Caps in Employer Plans

“Many people who obtain health insurance through their employers—about half of the country—could be at risk of losing protections that limit out-of-pocket costs for catastrophic illnesses, due to a little-noticed provision of the House Republican health-care bill, health-policy experts say.”

“The provision, part of a last-minute amendment, lets states obtain waivers from certain Affordable Care Act insurance regulations. Insurers in states that obtain the waivers could be freed from a regulation mandating that they cover 10 particular types of health services, among them maternity care, prescription drugs, mental health treatment and hospitalization.

“That could also affect plans offered by large employers, health analysts said.”

“Under the House bill, large employers could choose the benefit requirements from any state—including those that are allowed to lower their benchmarks under a waiver, health analysts said. By choosing a waiver state, employers looking to lower their costs could impose lifetime limits and eliminate the out-of-pocket cost cap from their plans under the GOP legislation.”

“A company wouldn’t have to do business in a state to choose that state’s benefits level, analysts said. The company could just choose a state to match no matter where it is based.”